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Loja vs Tarapoto

for digital nomads

Under balanced weights Tarapoto edges it, 62 to 58, winning 4 of the 9 factors. Loja is stronger on nothing outright; Tarapoto on safety, getting there & around, internet. Change the weights in the ranker to see which one wins for you.

Cost of living: 5.4 of 58 points (scores 48/100)Safety: 2.5 of 58 points (scores 23/100)Healthcare: 7.9 of 58 points (scores 71/100)Internet: 6.6 of 58 points (scores 59/100)Visa ease: 8.6 of 58 points (scores 78/100)Getting there & around: 1.7 of 58 points (scores 15/100)Climate: 11.1 of 58 points (scores 100/100)Air quality: 8.0 of 58 points (scores 72/100)Quality of life: 5.8 of 58 points (scores 52/100)58
Loja
out of 100

Ecuador's quiet southern music city with a mild Andean climate

Full Loja profile →Where to stay in Loja →
Cost of living: 5.4 of 61 points (scores 48/100)Safety: 4.9 of 61 points (scores 44/100)Healthcare: 6.9 of 61 points (scores 62/100)Internet: 8.0 of 61 points (scores 72/100)Visa ease: 8.4 of 61 points (scores 75/100)Getting there & around: 3.4 of 61 points (scores 31/100)Climate: 11.1 of 61 points (scores 100/100)Air quality: 7.4 of 61 points (scores 66/100)Quality of life: 6.1 of 61 points (scores 55/100)62
Tarapoto
out of 100

Peru's high-jungle 'city of palms' with waterfalls, lagoons and warm weather

Full Tarapoto profile →Where to stay in Tarapoto →

Factor scores (0–100, balanced weights)

MetricLojaTarapoto
Cost of living4848
Safety2344 ✓
Healthcare71 ✓62
Internet5972 ✓
Visa ease78 ✓75
Getting there & around1531 ✓
Climate100100
Air quality72 ✓66
Quality of life5255 ✓

Cost

MetricLojaTarapoto
Monthly cost, one personcountry-level estimate for at least one city$1,350$1,350
Central one-bedroom rentno datano data

Safety and health (country-level)

MetricLojaTarapoto
Homicides per 100k38.948.6 ✓
Political stability (0–100)54.456.9 ✓
UHC service coverage (0–100)78 ✓68
Life expectancy74 yrs ✓71.7 yrs

Internet (M-Lab measured medians)

MetricLojaTarapoto
Download18.8 Mbps37 Mbps ✓
Upload15.8 Mbps30 Mbps ✓

Visa

MetricLojaTarapoto
Nomad visaDigital nomad temporary residence visa (rentista for remote work) ✓none listed
Minimum income for the visa$1,446/mono data
Entry, US passport90 days180 days ✓
Entry, EU passport90 days90 days
Entry, UK passport90 days180 days ✓

Getting there and around

MetricLojaTarapoto
Non-stop airport destinations15 ✓
Walkability (1–5, editorial)33
Transit (1–5, editorial)22

Climate and air

MetricLojaTarapoto
Comfortable months per year1212
Annual mean PM2.517.5 µg/m³ ✓20.1 µg/m³

✓ marks the better value in each row; ties and missing data are left unmarked.

Frequently asked

Which is cheaper, Loja or Tarapoto?
Tarapoto is cheaper: about $1,350 per month versus $1,350 for one person.
Is Loja or Tarapoto safer?
Tarapoto scores higher on safety (44 vs 23), based on national homicide rates and World Bank political-stability scores.
Where is the internet faster, Loja or Tarapoto?
Tarapoto: a measured median of 37 Mbps versus 18.8 Mbps (M-Lab, 2024).

More comparisons

Sources: Cost of Living Global 2026 (city rows); 2026 Cost of Living Index (country level); Worldwide Governance Indicators — Political Stability and Absence of Violence (score 0–100); Victims of intentional homicide per 100,000 population (national data, latest year); UHC service coverage index; Life expectancy at birth (years), both sexes; M-Lab NDT statistics (city aggregates, 2024); Airport destinations (Wikipedia airline and destination tables); NASA POWER climatology (2001–2020 monthly means); SatPM2.5 satellite-derived annual PM2.5 (V6.GL.02.04); Human Development Index (HDR 2025, HDI 2023); EF English Proficiency Index 2024 (band); Walkability and transit ratings (editorial); Passport Index dataset (visa requirements, 199 passports × 199 destinations); OpenStreetMap restaurants (Overpass API); Nostos long-stay visa guides; Starlink availability map. Dataset 2026.10.7. See each city page for per-metric footnotes and the methodology.