Lima vs Loja
for digital nomads
Under balanced weights Lima edges it, 62 to 60, winning 5 of the 9 factors. Lima is stronger on safety; Loja on air quality. Change the weights in the ranker to see which one wins for you.
Coastal capital with a world-famous food scene
Full Lima profile →Plan a trip to Lima →Ecuador's quiet southern music city with a mild Andean climate
Full Loja profile →Plan a trip to Loja →Where they differ
- Safety. Lima leads on safety, 44 to 23, against Loja. Homicides per 100,000: 8.6 vs 38.94.
- Air quality. Loja leads on air quality, 72 to 62, against Lima. PM2.5: 22.2 µg/m³ vs 17.5 µg/m³.
- Internet. Lima leads on internet, 67 to 59, against Loja. Measured download: 29.4 Mbps vs 18.8 Mbps.
Where they are close. Within five points on healthcare, getting there & around, cost of living, visa ease, quality of life, climate.
Pick Lima if you want
- to spend about $84 less a month
- faster internet (29.4 Mbps measured)
- the safer country figures
Pick Loja if you want
- a dedicated digital-nomad visa
- cleaner air
Factor scores (0–100, balanced weights)
| Metric | Lima | Loja |
|---|---|---|
| Cost of living | 63 ✓ | 60 |
| Safety | 44 ✓ | 23 |
| Healthcare | 73 | 78 ✓ |
| Internet | 67 ✓ | 59 |
| Visa ease | 75 | 78 ✓ |
| Getting there & around | 20 ✓ | 15 |
| Climate | 100 | 100 |
| Air quality | 62 | 72 ✓ |
| Quality of life | 57 ✓ | 55 |
Cost
| Metric | Lima | Loja |
|---|---|---|
| Monthly cost, one personcountry-level estimate for at least one city | $1,266 ✓ | $1,350 |
| Central one-bedroom rent | no data | no data |
Safety and health (country-level)
| Metric | Lima | Loja |
|---|---|---|
| Homicides per 100k | 8.6 ✓ | 38.94 |
| Political stability (0–100) | 56.9 ✓ | 54.4 |
| UHC service coverage (0–100) | 68 | 78 ✓ |
| Life expectancy | 78.4 yrs ✓ | 77.6 yrs |
Internet (M-Lab measured medians)
| Metric | Lima | Loja |
|---|---|---|
| Download | 29.4 Mbps ✓ | 18.8 Mbps |
| Upload | 20 Mbps ✓ | 15.8 Mbps |
Visa
| Metric | Lima | Loja |
|---|---|---|
| Nomad visa | none listed | Digital nomad temporary residence visa (rentista for remote work) ✓ |
| Minimum income for the visa | no data | $1,446/mo |
| Entry, US passport | 180 days ✓ | 90 days |
| Entry, EU passport | 90 days | 90 days |
| Entry, UK passport | 180 days ✓ | 90 days |
Getting there and around
| Metric | Lima | Loja |
|---|---|---|
| Non-stop airport destinations | 68 ✓ | 1 |
| Walkability (1–5, editorial) | 2 | 3 ✓ |
| Transit (1–5, editorial) | 2 | 2 |
Climate and air
| Metric | Lima | Loja |
|---|---|---|
| Comfortable months per year | 12 | 12 |
| Annual mean PM2.5 | 22.2 µg/m³ | 17.5 µg/m³ ✓ |
✓ marks the better value in each row; ties and missing data are left unmarked.
Frequently asked
- Which is cheaper, Lima or Loja?
- Lima is cheaper: about $1,266 per month versus $1,350 for one person.
- Is Lima or Loja safer?
- Lima scores higher on safety (44 vs 23), based on national homicide rates and World Bank political-stability scores.
- Where is the internet faster, Lima or Loja?
- Lima: a measured median of 29.4 Mbps versus 18.8 Mbps (M-Lab, 2024).
More comparisons
Sources: Cost of Living Global 2026 (city rows); 2026 Cost of Living Index (country level); Worldwide Governance Indicators — Political Stability and Absence of Violence (score 0–100); Victims of intentional homicide per 100,000 population (national data, latest year); UHC service coverage index; Life expectancy at birth (years), both sexes; M-Lab NDT statistics (city aggregates, 2024); Airport destinations (Wikipedia airline and destination tables); NASA POWER climatology (2001–2020 monthly means); WHO Ambient Air Quality Database, June 2026 update (V8); SatPM2.5 satellite-derived annual PM2.5 (V6.GL.02.04); Human Development Index (HDR 2025, HDI 2023); EF English Proficiency Index 2024 (band); Walkability and transit ratings (editorial); Passport Index dataset (visa requirements, 199 passports × 199 destinations); WhereNext city cost estimates 2026 (city pages); OpenStreetMap restaurants (Overpass API); Nostos long-stay visa guides; Starlink availability map. Dataset 2026.11.2. See each city page for per-metric footnotes and the methodology.