---
title: "Living in Jos as a digital nomad: cost, safety, visa, internet"
url: https://nostos.navoy.io/cities/jos
description: "Plateau city in central Nigeria, cooler than the lowlands at 1,200 metres"
dataset: 2026.11.2 (2026-11-09)
license: CC BY 4.0
---

# Jos, Nigeria

Jos scores 37.5/100 for digital nomads under balanced weights, ranking 1448 of 1501 cities. Expect about $1,050 per month (country-level estimate), no dedicated nomad visa, and a measured median download speed of 10.5 Mbps.

Jos sits on the Jos Plateau at about 1,200 metres, so it is noticeably cooler than most of Nigeria, with rocky hills, a tin-mining past, a university and a mixed Christian and Muslim population. Power cuts and slow internet are routine and flights are few, and recurring intercommunal violence in Plateau State has led foreign governments to advise against or reconsider travel there.

Known for: Cool highland climate, Rock hills and Jos Wildlife Park, Tin-mining history, Intercommunal violence risk.

## Scores (balanced weights, 0–100)

| Factor | Score |
| --- | --- |
| Overall | 37.5 |
| Cost of living | 72 |
| Safety | 20 |
| Healthcare | 39 |
| Internet | 46 |
| Visa ease | 32 |
| Getting there & around | 5 |
| Climate | 83 |
| Air quality | 0 |
| Quality of life | 40 |

## The numbers behind the scores

| Metric | Value | Level | As of | Source |
| --- | --- | --- | --- | --- |
| Monthly cost, one person | $1,050 | country | 2026-09 | [^2] |
| Central 1-bedroom rent | — | city | 2026-09 | [^3] |
| Outskirts 1-bedroom rent (basis of the monthly total) | — | city | 2026-09 | [^3] |
| Homicide rate (per 100k) | 15.75 | country | 2023 | [^4] |
| Political stability (0–100) | 35.1 | country | 2025 | [^5] |
| UHC service coverage (0–100) | 47 | country | 2023 | [^6] |
| Life expectancy (years) | 62.9 | country | 2023 | [^7] |
| Median download (Mbps) | 10.5 | city | 2024 | [^8] |
| Median upload (Mbps) | 4.8 | city | 2024 | [^8] |
| Starlink residential service | Available | country | 2026-10 | [^9] |
| Nomad visa | none listed | country | 2026-07 | [^10] |
| Entry for US / EU / UK passports | e-visa required / e-visa required / e-visa required | country | 2026-02 | [^11] |
| Non-stop destinations (JOS) | 2 | city | 2026-07 | [^12] |
| Restaurants within 3 km of the centre (OpenStreetMap) | 42 | city | 2026-11 | [^16] |
| Walkability / transit (1–5) | 2 / 1 | editorial | 2026-09 | [^13] |
| Comfortable months | 10 of 12 | city | 2001–2020 | [^14] |
| Annual mean PM2.5 (µg/m³) | 64.7 | city | 2023 | [^15] |
| Human Development Index | 0.56 | country | 2023 | [^17] |
| English proficiency band | high | country | 2024 | [^18] |

## Tax on income from abroad

**Residents pay 0%–25% on worldwide income; renting a home in Nigeria can make you resident from day one.** Since 1 January 2026 the Nigeria Tax Act taxes residents on income from anywhere. Remote salary, freelance fees, foreign pensions and capital gains pay progressive rates from 0% to 25% (25% above ₦50,000,000). Foreign dividends, interest and rent are exempt only if brought into Nigeria through approved channels. Having a home available in Nigeria makes you resident without 183 days. There is no wealth or inheritance tax.

| Question | Answer |
| --- | --- |
| How residents are taxed | worldwide income |
| Remote work for foreign clients or employers | taxed (0%–25% progressive) |
| Investments and pensions from abroad | taxed (0%–25% progressive; foreign dividends, interest and rent exempt if brought in through approved channels) |
| Wealth | no wealth tax; no inheritance tax |
| Tax resident after | 183 days a year |
| Top income tax rate | 25% |

Residency: Under the Nigeria Tax Act 2025 (section 202), you are a resident individual for a year of assessment if any one of these applies: you are domiciled in Nigeria; you have a permanent place available for your domestic use in Nigeria; you have a place of habitual abode there; you have substantial economic and immediate family ties there; you spend 183 days or more in Nigeria in a 12-month period (annual leave and temporary absences count); or you serve abroad as a Nigerian diplomat. To be non-resident you must meet none of them. Because the tests are alternatives, a newcomer who rents a flat in Lagos for their own use is likely resident from the year of arrival, even well short of 183 days. A short e-visa visitor staying in a hotel with no other ties normally stays non-resident.

Remote work: A resident's income is deemed to accrue in Nigeria wherever it arises and whether or not it is brought in (section 12), and employment income of a resident employee is Nigerian-derived (section 13(1)(a)). A salary from a foreign employer or fees from foreign clients are therefore taxed at the Fourth Schedule rates: 0% on the first ₦800,000 of chargeable income, then 15%, 18%, 21%, 23% and 25% above ₦50,000,000. Chargeable income is after deductions such as pension, health-insurance and National Housing Fund contributions and a rent relief of 20% of rent paid, capped at ₦500,000 (section 30). Capital gains count as income in the same calculation, so there is no separate flat rate. Personal income tax is administered by the state where you live, not by the federal Nigeria Revenue Service (Nigeria Tax Administration Act, section 3(2) and First Schedule): a Lagos resident with a foreign employer files a self-assessment return with the Lagos State Internal Revenue Service, since no Nigerian payer runs PAYE. Foreign tax on income from outside Nigeria is credited up to the Nigerian tax on it, even without a treaty (section 120). A non-resident who works in Nigeria for a foreign employer is taxed only if the pay is borne by a Nigerian employer or presence, or is not taxed in their country of residence (section 13(1)(b)). Pension and other social contributions for people paid by a foreign employer were not checked here.

Investments: Residents are taxed on investment income from anywhere (section 12), but section 163(1)(s) exempts dividends, interest, rent and royalties derived from outside Nigeria and brought into Nigeria through approved channels. The Act does not define approved channels; under the old law this meant routes approved by the Central Bank, such as transfers through a Nigerian bank. Foreign investment income you leave abroad is taxable at the normal rates. Capital gains are no longer taxed at a flat 10%: they are added to income and taxed at 0%–25% (section 28). All property counts, whether in Nigeria or abroad, including foreign shares, crypto and other digital assets, and foreign currency itself (section 34). Gains on shares in Nigerian companies are exempt when total sales stay under ₦150,000,000 and gains under ₦10,000,000 in 12 months, or when proceeds are reinvested in Nigerian shares. One home is exempt once in a lifetime (section 51). Losses on digital assets can only offset digital-asset gains. Pensions are income (section 4(2)(b)), and the exemption covers only pensions under Nigeria's Pension Reform Act (section 163(1)(i)), so a foreign pension looks taxable for a resident unless a treaty says otherwise. This was read from the Act, not from guidance.

On the nomad visa: Nigeria has no digital nomad or remote-work visa. Short visits use the e-visa (tourism or business, usually 30 days), and longer stays need a temporary residence visa tied to a Nigerian employer or another listed purpose. A business e-visa does not allow employment in Nigeria. A short-stay visitor with no home available in Nigeria stays non-resident and owes no Nigerian tax on foreign pay as long as it is taxed in their country of residence. Anyone who rents a home or stays 183 days becomes resident and is taxed on worldwide income at 0%–25%.

Official sources: [Nigeria Tax Act, 2025 (Act No. 7), Official Gazette No. 117, Vol. 112, 26 June 2025](https://lirs.gov.ng/assets/docs/Gazette%20-%20NIGERIA%20TAX%20ACT,%202025.pdf) (Federal Government of Nigeria, hosted by the Lagos State Internal Revenue Service, read 2026-10-27); [Nigeria Tax Administration Act, 2025 (Act No. 5), Official Gazette No. 117, Vol. 112, 26 June 2025](https://lirs.gov.ng/assets/docs/NTAA_2025.pdf) (Federal Government of Nigeria, hosted by the Lagos State Internal Revenue Service, read 2026-10-27); [Tax Legislation](https://lirs.gov.ng/tax-information/tax-legislation) (Lagos State Internal Revenue Service, read 2026-10-27); [Nigerian Visa](https://immigration.gov.ng/nigerian-visa/) (Nigeria Immigration Service, read 2026-10-27).

Not yet reviewed by a person. General information, not tax advice. US citizens are taxed by the US wherever they live.

## Climate (2001–2020 normals)

| Month | Mean °C | Rain mm | Humidity % | Comfortable |
| --- | --- | --- | --- | --- |
| Jan | 21.9 | 0 | 21 | yes |
| Feb | 24.6 | 2 | 20 | yes |
| Mar | 26.6 | 14 | 27 | yes |
| Apr | 26.8 | 127 | 51 | yes |
| May | 25.4 | 127 | 69 | yes |
| Jun | 24.1 | 118 | 75 | yes |
| Jul | 22.8 | 200 | 80 | no |
| Aug | 21.7 | 246 | 85 | no |
| Sep | 22.2 | 144 | 83 | yes |
| Oct | 23 | 50 | 71 | yes |
| Nov | 22.7 | 7 | 45 | yes |
| Dec | 21.7 | 0 | 27 | yes |

## Airports and nonstop flights

| Airport | IATA | Nonstop destinations | International | From US airports |
| --- | --- | --- | --- | --- |
| Yakubu Gowon Airport | JOS | 2 | 0 | 0 |

Unique destinations across all airports: 2, of which 0 international (Wikipedia, 2026-07).

## Similar cities

- [Abuja](https://nostos.navoy.io/cities/abuja) (34.9) — [compare](https://nostos.navoy.io/compare/abuja-vs-jos)
- [Kano](https://nostos.navoy.io/cities/kano) (34.4) — [compare](https://nostos.navoy.io/compare/jos-vs-kano)
- [Kampala](https://nostos.navoy.io/cities/kampala) (34.8) — [compare](https://nostos.navoy.io/compare/jos-vs-kampala)
- [Ibadan](https://nostos.navoy.io/cities/ibadan) (35.2) — [compare](https://nostos.navoy.io/compare/ibadan-vs-jos)
- [Marsa Alam](https://nostos.navoy.io/cities/marsa-alam) (46.8) — [compare](https://nostos.navoy.io/compare/jos-vs-marsa-alam)

## FAQ

### How much does it cost to live in Jos as a digital nomad?

A single person typically spends about $1,050 per month in Jos (a country-level estimate for Nigeria). That is a 72/100 cost score, where 100 is the cheapest city in the dataset.

### Is Jos safe for digital nomads?

Jos scores 20/100 on safety. Nigeria records 15.75 homicides per 100,000 people per year (WHO, 2023) and a political-stability score of 35.1/100 (World Bank WGI). Both figures are national, so neighbourhood-level risk can differ.

### Does Nigeria have a digital nomad visa?

No dedicated digital nomad visa was listed for Nigeria as of 2026-07. Visitors from the US need an e-visa, applied for online.

### How fast is the internet in Jos?

Measured median download speed in Jos was 10.5 Mbps (upload 4.8 Mbps) across 297,559 M-Lab tests in 2024. Measured speeds run below advertised plan speeds everywhere, so compare cities rather than reading the number as a plan.

### Is Starlink available in Jos?

Yes. Starlink's availability map lists residential service as available in Nigeria (checked 2026-10), so a dish can serve as a backup line in Jos. Check the exact address on starlink.com before ordering, since capacity varies by area.

### Which airports serve Jos and how many nonstop flights are there?

Jos is served by Yakubu Gowon Airport (JOS) with 2 nonstop destinations, of which 0 are international. 0 US airports have a nonstop link. Source: Wikipedia, 2026-07.

### When is the best time of year to be in Jos?

The most comfortable months are Jan, Feb, Mar, Apr, May, Jun, Sep, Oct, Nov, Dec. Mean temperatures range from 71°F (22°C) in Aug to 80°F (27°C) in Apr (NASA POWER 2001–2020 climatology).

### Jos or Abuja: which is better for digital nomads?

Abuja is the city with the closest factor profile to Jos in this dataset. Which one wins depends on your weights; the comparison page puts every factor side by side with the numbers behind them.

## Plan a trip

[Plan a trip to Jos](https://dashboard.navoy.io/trip/new?utm_source=nostos&utm_medium=web&utm_campaign=plan_trip&utm_content=jos&destination=Jos%2C+Nigeria) on Navoy, the AI travel planner behind Nostos.

## Sources

[^1]: City population (latest census or official estimate), Wikipedia (citing national statistics offices). CC BY-SA 4.0. https://en.wikipedia.org/ (retrieved 2026-09-22)
[^2]: 2026 Cost of Living Index (country level), WhereNext. CC BY 4.0. https://getwherenext.com/data/cost-of-living-2026 (retrieved 2026-09-22)
[^3]: Cost of Living Global 2026 (city rows), WhereToEmigrate. CC BY 4.0. https://github.com/0brien18/global-emigration-dataset (retrieved 2026-09-22)
[^4]: Victims of intentional homicide per 100,000 population (national data, latest year), United Nations Office on Drugs and Crime, dataUNODC. UNODC data, free to reuse with attribution. https://data.unodc.org/datareport/hom-victim (retrieved 2026-10-12)
[^5]: Worldwide Governance Indicators — Political Stability and Absence of Violence (score 0–100), World Bank. CC BY 4.0. https://www.worldbank.org/en/publication/worldwide-governance-indicators (retrieved 2026-09-22)
[^6]: UHC service coverage index, World Health Organization, Global Health Observatory. CC BY-NC-SA 3.0 IGO (WHO data policy). https://www.who.int/data/gho/data/indicators/indicator-details/GHO/uhc-index-of-service-coverage (retrieved 2026-09-22)
[^7]: Life expectancy at birth (years), both sexes, World Health Organization, Global Health Observatory. CC BY-NC-SA 3.0 IGO (WHO data policy). https://www.who.int/data/gho/data/indicators/indicator-details/GHO/life-expectancy-at-birth-(years) (retrieved 2026-09-22)
[^8]: M-Lab NDT statistics (city aggregates, 2024), Measurement Lab. CC0 1.0. https://statistics.measurementlab.net/ (retrieved 2026-09-22)
[^9]: Starlink availability map, SpaceX (Starlink). Factual status cited from starlink.com. https://www.starlink.com/map (retrieved 2026-10-07)
[^10]: Digital Nomad Visas 2026, WhereToEmigrate. CC BY 4.0. https://github.com/0brien18/global-emigration-dataset (retrieved 2026-09-22)
[^11]: Passport Index dataset (visa requirements, 199 passports × 199 destinations), Ilya Ilyankou (compiled from passportindex.org). MIT. https://github.com/ilyankou/passport-index-dataset (retrieved 2026-09-22)
[^12]: Airport destinations (Wikipedia airline and destination tables), Wikipedia contributors; countries via Wikidata. CC BY-SA 4.0. https://en.wikipedia.org/ (retrieved 2026-09-24)
[^13]: Walkability and transit ratings (editorial), Navoy. CC BY 4.0. https://nostos.navoy.io/methodology (retrieved 2026-09-22)
[^14]: NASA POWER climatology (2001–2020 monthly means), NASA Langley Research Center. Public domain (US Government). https://power.larc.nasa.gov/ (retrieved 2026-09-22)
[^15]: SatPM2.5 satellite-derived annual PM2.5 (V6.GL.02.04), Atmospheric Composition Analysis Group, Washington University in St. Louis. CC BY 4.0. https://sites.wustl.edu/acag/surface-pm2-5/ (retrieved 2026-10-07)
[^16]: OpenStreetMap restaurants (Overpass API), OpenStreetMap contributors. ODbL 1.0. https://overpass-api.de/ (retrieved 2026-10-02)
[^17]: Human Development Index (HDR 2025, HDI 2023), United Nations Development Programme. CC BY 3.0 IGO. https://hdr.undp.org/data-center/documentation-and-downloads (retrieved 2026-09-22)
[^18]: EF English Proficiency Index 2024 (band), EF Education First. Proprietary; band cited as a fact with attribution. https://www.ef.com/epi/ (retrieved 2026-09-22)

HTML page: https://nostos.navoy.io/cities/jos